For profitable business owners, standard 401(k) plans often don't provide enough tax relief. We specialize in designing Defined Benefit Plans and Cash Balance Plans.

These sophisticated retirement vehicles allow for significantly higher contribution limits—often allowing business owners to shelter hundreds of thousands of dollars of income annually from taxation.

• Reduce current year tax liability significantly.
• Accelerate retirement savings catch-up.
• Creditor protection for plan assets.

Protecting your retirement lifestyle means planning for the "what ifs." Long Term Care is the single biggest threat to a retirement portfolio.

We don't just sell policies; we design plans. Whether it's traditional LTC insurance, or modern Asset-Based LTC (hybrid life/LTC policies), we ensure that if you need care, your portfolio stays intact for your spouse or heirs.

Old life insurance only paid out if you died. Modern insurance pays out if you get sick.

Our Living Benefits policies allow you to accelerate the death benefit while you are still alive if you suffer a qualifying chronic, critical, or terminal illness. It's life insurance for the living.

Annuities offer safety, but often come with strict lock-up periods. We offer unique solutions that solve the liquidity crunch.

We feature Index Annuities that offer up to a 30% free withdrawal provision. This gives you the peace of mind of principal protection with significantly more flexibility than traditional contracts.

No exams. No needles. No waiting weeks for an answer.

Leveraging modern algorithmic underwriting, we can secure millions in coverage for qualified applicants in a matter of minutes. It is the fastest, most convenient way to protect your family today.

For RIAs and Fee-Only advisors, referring insurance can be a compliance headache.

We operate with a Fiduciary Standard of Care. We document the "Why" behind every recommendation, providing you with a paper trail that satisfies compliance and assures you that your clients are being treated with the same ethical standards you uphold.