Annuities

Annuities grow your Retirement Savings & create Guaranteed Retirement Income.

Annuity Interest Rates are higher than CDs. And some Annuities even credit interest from a market index, but guarantee no annual losses.

I’m an independent agent who shops the market to find you the Best Annuity Rates.

SPIA “Lifetime Income Annuity”

(Specified Period Immediate Annuity)

Pays Income for Life. Or for the life of you and your spouse.

Options to guarantee a return of premium are available.

MYGA (Multi Year Guarantee Annuity)

Pays Income for Life. But delays starting the income until it is needed.

Like a SPIA, but waits a certain number of years to start the income.

Fixed Indexed Annuity

Interest Credits linked to a Market Index.
Guarantees a 0% minimum return.

Lifetime Income Rider on FIA

Guarantees Income for Life. Income is usually delayed until needed.

DIA (Deferred Income Annuity)

Pays Income for Life. But delays starting the income until it is needed.

Like a SPIA, but waits a certain number of years to start the income.

SPIA “Set Term Annuity”

Pays a stream of income for a set term. Usually for 3-30 years.